Dataset: myield.csv Source: A.H. Schaaf (1966). "Regional Differences in Mortgage Financing Costs", Journal of Finance, Vol. 21, pp.85-94. Description: New Home Mortgage Yields for 18 SMSA's as well as six financial and geographic factors. Variables (Names): Standard Metropolitan Statistical Area (smsa) Mortgage Yield in % (mortYld) Average Loan/Mortgage Ratio High values ==> Low Down Payments (X1) Distance from Boston in miles (X2) Savings per new unit built (X3) Savings per capita (X4) Pop inc 1950-1960 in % (X5) Percent of first mortgage from inter-regional banks (X6)